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  • Purchasing A New Home...

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Welcome To Consumer Direct Lending

At Consumer Direct Lending, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

We work with more than 100 investors. This allows us to get you the best rates on all types of loan programs including: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 1yr ARMS, 3yr ARMS, 5yr ARMS, Conventional, Jumbo, Home Equity Lines, VA and Commercial. Whether your situation calls for Full Documents, No Documents, Non-Owner Occupied (Investor) or Multi-Family, we'll fit your needs!



We work conforming and non-conforming real estate loans.

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We can help you lock in a long term fixed rate and get out of your ARM.

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Latest News

U.S. options market not very 'Trumped up' ahead of vote

Republican U.S. presidential nominee Trump holds a campaign rally in Naples, FloridaProspects that the presidential election will inject a hefty dose of volatility into U.S. stock markets are fading fast as Republican Donald Trump's victory odds lengthen. A reading of positioning data on options tied to the benchmark S&P 500 index shows little pickup in demand for contracts that would offer investors downside insurance in the event that stock prices take a major hit right after the Nov. 8 election. "There had been a modest premium bump for November options a few weeks ago, but that seems to have faded steadily with Trump's slide in polls," Purves said.

Today's Rates*

30 Yr Fxd3.50%3.714%
15 Yr Fxd2.75%3.162%
5 Yr ARM2.75%3.729%
*=This is only an estimate, provided for illustrative purposes only. Actual rates and payments may vary. It does not constitute a quote.

Deciding which loan is right, can be a difficult decision. We're here to help.

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What People Are Saying

"I was worried that I wouldn't be able to qualify for a loan. I spoke with Tony and they told me to apply on their site. The next day they not only qualified me but had me locked into a great rate."

Larry BensonRancho Cucamonga

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